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Having to prove who you are is becoming a way of life

5 February 2018

If you intend to buy or sell real estate, you will need to prove who you are.

A vendor (seller) will need to provide sufficient identification to prove who they are. Some form of photographic evidence will be required (e.g. Passport, Driver’s Licence, Firearms Licence or Photo ID Card) together with a Medicare Card.

If you are a purchaser, you will need to provide the same evidence together with your full Birth Certificate (not an Extract) and if you have changed your name, your Marriage Certificate or other form of Change of Name.

Revenue NSW requires this evidence for any one acquiring an interest in land, whether you are purchasing a property or perhaps inheriting real estate from a deceased estate.

If you are considering selling or purchasing a property, it would be wise to ensure you have all the appropriate identification documents prior to taking steps to buy or sell.

Applications for birth and marriage Certificates can be made on line at www.bdm.nsw.gov.au or by visiting your local Court House.

A NSW Photo Card is available from Roads and Maritime Services (formerly RTA).

This form of photo identification is useful for persons who do not hold a current Drivers Licence or any other form of photo identification.

The card can be used for entering licensed premises and for a number of everyday services such as opening a Bank Account. The card is accepted as proof of identification anywhere that accepts a Driver Licence as photo identification.

To be eligible to apply for a NSW Photo Card you must be a NSW resident, be aged 16 years or over and provide acceptable proof of identity. More details can be obtained online at www.rms.nsw.gov.au or by visiting any service centre or registry.

Protecting your Identity from identity theft

Identity theft is becoming the fastest growing crime around the world.

Identity theft occurs when an unauthorised person gains access to your personal information, without your consent, for the purpose of stealing money or gaining some other benefit.

Your credit card details, bank account details and mail (e.g. bank statements) can be stolen, your emails and Facebook accounts can be hacked, and your identity can be used to commit crimes and to evade the law.

Beware of phone calls and emails that ask you for your personal details.

If you happen to be a victim of identity theft, it can have a direct impact on your personal finances and can make is difficult for you to obtain a loan or a credit card.

Make sure you have a secure place to store your personal documents. Destroy excess personal information and documentation by shredding it prior to placing in the garbage.

This article is general information only and should not be relied on without obtaining further specific information.

Karen Lewin Licensed Conveyancer

Karen Lewin's area of expertise is residential conveyancing and deceased estates. Karen works closely with the property group and focuses on resid.. Learn more about Karen Lewin

Click here to contact Karen Lewin.

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